Money Saver privacy

The app stores the following only on your device:

• Your savings goals: name, category, icon, colour, target amount, target date, saving frequency and an optional note.
• Deposits and withdrawals you record: amount, date and an optional note.
• Your settings: currency, number format, first day of the week, reminder preferences and whether app lock is on.

This data is never sent to Netlyo or to anyone else.

“Back up now” creates a backup file and opens your phone’s share sheet. You choose where it goes, for example Google Drive, Files or email. Netlyo never receives it. “Restore from a backup” reads a file you pick.

If Google’s device backup is turned on, Android may include the app’s data in your personal Google backup so it can be restored on a new phone. Google handles this under your Google account settings; Netlyo has no access to it.

CSV export works the same way as backups: the file goes only where you share it.

Notifications are used only if you turn on saving reminders. Reminders are scheduled locally on your phone.

Biometrics or the device credential are used only if you turn on app lock. Android performs the check; the app never sees your fingerprint or PIN.

“Send feedback”, “Rate the app”, “Privacy”, “Terms” and “About Netlyo” open your email app, the Play Store or your browser. Anything you send there is covered by that service’s own policy.

The app is not directed at children under 13 and collects no personal data from anyone.

Use Settings → Erase all data, or uninstall the app. Because we hold no copy, there is nothing for us to delete on our side.

If this policy changes, the new version will be posted at this address with a new date.

Questions about this policy: getnetlyo@gmail.com.